Cohort Default Rate

Cohort Default Rate

A cohort default rate is the percentage of a school’s borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (October 1 to September 30) and default on the loan prior to the end of the second following fiscal year.  Please refer to the Department of Education’s Cohort Default Rate Guide for more in-depth description of cohort default rates and how the rates are calculated.

The latest CDR will always remain public on the KCC website when made available to us by The Department of Education as stated in our handbook. In the event the CDR of Klamath Community College is above the threshold of 30 the President of KCC will release a statement notifying the public.

Federal law requires that all registered students and employees be notified about specific items related to financial aid, federal privacy laws, and related topics. This includes information on cohort default rates.


Enrollment: To provide context for the Cohort Default Rate (CDR) data we include enrollment data (student at any time during the year) and a corresponding percentage (borrowers entering repayment divided by that enrollment figure). While there is no direct relationship between the timing of when a borrower entered repayment (October 1 through September 30) and any particular enrollment year, for the purpose of these date, we have chosen to use the academic year ending on the June 30 prior to the beginning of the cohort year (e.g., FY 2020 CDR Year will use 2019-2019 enrollment).


   *The information above will be updated on an annual basis as it becomes available through The Department of Education.

Klamath Community College has partnered with ECMC to manage our default rate and assist students throughout the borrowing process. ECMC counselors will contact students during their time at KCC and after they graduate from their program. For more information on ECMC please visit their website here